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Visit the Bank Branch or Login Online

  • Go to the branch where your salary account is maintained.
  • Alternatively, log in to your internet banking or mobile banking if nominee update is available online.
  • Online nominee changes are supported by select banks with e-KYC or OTP verification.
  • For offline updates, carry your photo ID proof.
  • Request a nominee update form from the customer service desk or download it online.

Fill Out the Nomination Change Form

  • Enter your account number, full name, and new nominee details.
  • Include the nominee’s full name, relationship, age, and address.
  • Indicate whether it is a new nomination, a change of nominee, or cancellation.
  • Sign the form in accordance with your account signature records.
  • For joint accounts, all account holders may need to sign the request.

Provide Required Documents

  • Normally, no documents are required from the nominee.
  • Submit a self-attested copy of your ID proof (e.g., Aadhaar, PAN).
  • In case of minor nominees, provide guardian’s name and details.
  • If updating online, the bank may ask for OTP-based authentication.
  • Some banks may request a photo of the nominee or guardian, though this is optional.

Processing and Confirmation

  • The bank verifies the form and updates nominee details in the system.
  • A confirmation SMS or email is sent after successful update.
  • Updated nomination is visible in the account profile or passbook.
  • Processing time is generally 1 to 3 working days.
  • You may request a copy of the updated nomination for your records.

Important Points to Remember

  • Only one nominee can be registered per account.
  • Nominee acts as a custodian—not necessarily a legal heir.
  • It is advisable to review and update nominee details regularly.
  • Keep your nominee informed about the account for future access.
  • Changes can be made any time during the account’s active period.
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