Proof of Identity Documents

• Aadhaar Card issued by the Unique Identification Authority of India.
• PAN Card issued by the Income Tax Department.
• Passport with photograph and signature.
• Voter ID issued by the Election Commission of India.
• Driving License issued by a recognized authority.

Proof of Address Documents

• Aadhaar Card showing current residential address.
• Utility bills such as electricity, gas, or water (not older than 2–3 months).
• Passport with address page.
• Bank account or post office statement with address details.
• Registered lease or rent agreement with notary seal.

Photographs and Signature Specimen

• Recent passport-sized color photographs.
• Usually one or two photographs are required during application.
• Signature specimen is collected on the account opening form.
• Thumb impressions are used if the applicant is illiterate.
• Digital signatures may be accepted for online applications.

Additional Documents for Specific Cases

• Birth certificate or school ID for minor accounts.
• Guardian’s identity and address proof for child accounts.
• Student ID card for education-based accounts.
• NRI applicants must submit visa, passport, and overseas address proof.
• Joint accounts require documents from all applicants.

KYC and Compliance Verification

• Banks conduct Know Your Customer (KYC) checks before account activation.
• Documents must be original for in-person verification or self-attested for digital submission.
• Biometric verification may be required in some cases.
• KYC updates are required periodically as per RBI guidelines.
• Incomplete or mismatched documents may delay the approval process.