Proof of Identity

• Aadhaar card, PAN card, or passport is commonly accepted.
• Must be government-issued and contain a clear photo.
• The document should match the name used in the account application.
• Voter ID or senior citizen ID cards may also be considered.
• Original documents may be required for in-person verification.

Proof of Age

• Aadhaar card or birth certificate serves as standard proof of age.
• Passport or PAN card can also be used if it reflects the date of birth.
• Minimum age requirement is 60 years at the time of application.
• Age confirmation is essential for eligibility verification.
• Some banks may ask for pension or retirement proof in special cases.

Proof of Address

• Utility bills (electricity, water, telephone) not older than 3 months.
• Aadhaar card, passport, or driver’s license with current address.
• Bank statement or rent agreement may be accepted in some banks.
• Address must match the one provided in the application form.
• Self-attested copies of all address documents are required.

Passport Size Photographs

• Typically 2 to 3 recent color passport-size photos are needed.
• Photos must match the applicant’s appearance on ID documents.
• Required for application form, KYC records, and passbook/ATM issuance.
• Some banks may ask for digital photographs at the branch.
• Ensure photos are clear and not older than six months.

Account Opening Form and Declarations

• Duly filled and signed bank account opening form.
• KYC declaration and FATCA (if applicable) must be completed.
• Nomination form for designating a beneficiary.
• Form 15H for TDS exemption may be submitted optionally.
• Any additional declarations requested by the bank must be signed.