Check Reopening Eligibility

• Contact the bank to confirm if the closed salary account is eligible for reopening.
• Most banks allow reopening within a specific time frame after closure (e.g., 6 to 12 months).
• If the account was closed due to inactivity, it may be revived more easily.
• Reopening is not permitted if the account was closed permanently or due to compliance issues.
• The account number may or may not remain the same upon reopening.

Visit the Bank Branch

• Go to the branch where the account was originally held or a nearby branch.
• Inform the staff that you wish to reopen a previously closed salary account.
• Carry original identity proof, address proof, and photographs.
• Explain the reason for closure and the request for reactivation.
• The staff will check account status and advise on the applicable steps.

Submit Reopening Request

• Fill out the account reactivation or reopening form provided by the bank.
• Provide previous account number, IFSC, and personal details.
• Sign the form in accordance with the bank’s KYC records.
• If reopening as a salary account, submit proof of employment (like a salary slip or appointment letter).
• Banks may request a written application in addition to the form.

KYC Re-verification

• KYC documents must be re-submitted if outdated or incomplete.
• Submit PAN, Aadhaar, and updated address proof for verification.
• For digital KYC-enabled banks, re-verification may be done online or through video call.
• Ensure all documents are self-attested and valid.
• KYC is mandatory for all reactivated accounts as per RBI norms.

Reactivation and Confirmation

• The bank processes the request within 2–5 working days.
• On approval, the account is reactivated and ready for salary credit.
• A confirmation message is sent via SMS or email with updated details.
• Existing debit card and cheque book may be reissued upon request.
• You can resume regular banking operations once activation is complete.