Trip Cancellation and Delay Insurance

• Covers expenses for cancelled trips due to emergencies or unforeseen events

• Reimburses hotel bookings, flight tickets, and other prepaid expenses

• Delay cover includes meal, transport, or accommodation reimbursements

• Compensation is usually available after a defined delay threshold (e.g., 6 hours)

• Applicable only when bookings are made using the premium credit card

Baggage Loss or Delay Cover

• Provides compensation for delayed or lost checked-in baggage

• Covers purchase of essentials like clothes or toiletries during delay

• Lost baggage insurance is subject to claim limits and documentation

• Does not typically cover carry-on luggage or partial losses

• Some cards offer global coverage for both domestic and international trips

Medical Emergency and Hospitalization Insurance

• Covers overseas hospitalization costs due to illness or accident

• Includes doctor fees, surgery, medication, and diagnostic tests

• Some cards offer cashless treatment at select global hospitals

• Hospital daily allowance may be provided during extended stays

• Pre-existing conditions are generally excluded from the cover

Accidental Death and Personal Injury Cover

• Offers financial compensation in case of death or disability during travel

• Higher coverage is provided for air travel-related incidents

• Nominees receive the insured amount based on the card policy terms

• Covers permanent total disability and partial disablement in accidents

• Only valid when the full fare is paid via the credit card used for insurance

Travel Assistance and Other Covers

• Provides emergency travel services like passport loss support and legal help

• Hijack distress allowance is offered by select ultra-premium cards

• Emergency cash disbursement and card replacement available abroad

• Some cards offer missed connection coverage or flight hijack insurance

• 24×7 travel helpline support included through insurer or card issuer