Terms & Conditions

Terms & Conditions

Welcome to Hello Financer. By accessing or using this website, you agree to these Terms & Conditions.

Nature of Our Services

Hello Financer provides information, guidance and support relating to banking and financial services, which may include:

• Loans & Banking
• Business & MSME Finance
• Industrial & Project Finance
• Corporate Finance
• Investment
• Insurance
• Tax
• Accounts
• Risk Management
• Compliance

Unless expressly stated otherwise, Hello Financer does not represent that it is the lender, bank, insurer, investment issuer, or government authority providing a particular third-party financial product.

Financial Products

Financial products and services are subject to the policies and assessment criteria of the respective provider.

Eligibility, approval, sanction amount, interest rates, charges, tenure, security requirements, processing timelines and other terms may vary.

Submitting an enquiry to Hello Financer does not constitute approval, sanction or a binding offer of finance.

User Responsibilities

You agree to provide information that is accurate, current and complete when making an enquiry or using our services.

You should independently review all applicable product documentation, costs, risks, terms and conditions before entering into any financial transaction.

Third-Party Products & Providers

Hello Financer may help users explore products or services offered by third parties.

Any final transaction or agreement may be governed by the respective provider’s terms and policies.

Hello Financer is not responsible for independent decisions made by third-party providers.

Government & Institutional References

References to government schemes, banks, TIIC, SIDBI, financial institutions or other organisations are for informational or service-navigation purposes.

Such references do not imply endorsement, affiliation, agency, partnership or authorisation unless expressly stated.

Website Information

We aim to provide useful and accurate information.

However, financial products, regulations, schemes, rates, eligibility requirements and provider policies can change.

Users should verify material information with the relevant provider or official authority before making a financial decision.

Intellectual Property

Unless otherwise stated, website content, branding, graphics and other proprietary materials belonging to Hello Financer may not be copied, reproduced or commercially used without appropriate permission.

Limitation of Liability

To the extent permitted by applicable law, Hello Financer will not be liable for losses arising solely from reliance on general website information, third-party decisions, changes in financial products or schemes, or circumstances outside our reasonable control.

Nothing in these Terms excludes liability that cannot lawfully be excluded.

Changes to These Terms

We may update these Terms & Conditions periodically.

Continued use of the website following an update is subject to the revised terms.

Governing Law

These Terms are governed by the applicable laws of India, subject to any mandatory rights or jurisdiction requirements under applicable law.

Contact

For questions regarding these Terms:

Hello Financer
Email: [Legal / Support Email]
Address: [Registered / Office Address]