Terms & Conditions

1. Introduction

These Terms & Conditions govern your access to and use of Hello Financer services, in compliance with the Indian Contract Act, 1872, the Information Technology Act, 2000, and relevant financial regulations. By accessing our website or using our services, you agree to these terms.

2. Service Scope

Hello Financer provides financial guidance, investment advisory, risk management, taxation support, credit services, compliance advisory, and government scheme assistance. All information is presented for general guidance and must not be treated as a substitute for professional legal or financial advice.

3. User Obligations

Users must:

  • Provide accurate and complete information
  • Do not misuse, copy, or redistribute any website content.
  • Use services only for lawful purposes.
  • Maintain confidentiality of login credentials.
  • Comply with financial regulations applicable to their jurisdiction.

False information or fraudulent documentation may lead to service termination under the Indian Penal Code, 1860.

4. Limitation of Liability

Hello Financer is not liable for:

  • Losses caused by third-party financial institutions
  • Market fluctuations affecting investments
  • Errors arising from incorrect user-submitted information
  • Temporary downtime, technical issues, or service interruptions
  • All services are provided on a best-effort basis.

False information or fraudulent documentation may lead to service termination under the Indian Penal Code, 1860.

5. Intellectual Property Rights

All website content—including text, graphics, branding, and tools—is protected under the Copyright Act, 1957. Unauthorized reproduction or distribution is prohibited.

6. Third-Party Services

We may collaborate with regulated partners such as banks, insurers, auditors, and government-authorized entities. Users acknowledge that third-party terms may apply when accessing such services.

7.Termination of Services

We reserve the right to terminate or suspend access for violations of these Terms or in compliance with legal directives.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any disputes shall be resolved through arbitration under the Arbitration and Conciliation Act, 1996, seated in Chennai, Tamil Nadu.

9. Modifications

We may revise these Terms periodically. Continued use constitutes acceptance of updated terms.

10. Contact Information

For queries or clarifications:

Hello Financer 

Email: hello@hellofinancer.com

Phone: 94 45 50 60 70

Address: No. 17B, 1st Floor,2nd Cross Main Road,

SIDCO Industrial Estate, Ambattur,

Chennai – 600098, Tamil Nadu, India.