Cashback Mechanism on Fuel Spends

• Cashback is credited as a percentage of the fuel amount spent

• It is usually applied as a statement credit in the next billing cycle

• Some cards offer flat cashback, while others apply it on partner fuel brands

• Cashback is calculated only if the transaction meets eligibility criteria

• Maximum monthly cashback limits may apply to fuel categories

Reward Points on Fuel Transactions

• Reward points are earned based on card’s fuel reward rate and merchant code

• Co-branded cards offer higher points at partnered fuel stations

• Points may be used for fuel redemption or gift vouchers

• Some issuers offer fuel-specific points convertible to free fuel

• Reward earnings are reflected in the card statement or rewards portal

Fuel Surcharge Waiver Process

• The 1% surcharge charged by the pump is reversed by the issuer later

• This waiver is usually limited to transactions within a specific range

• It does not apply to taxes or fees beyond the surcharge itself

• Waiver credits are auto-applied in 2 to 3 business days or in the next cycle

• Monthly waiver caps vary depending on the card type

Eligibility and Exclusions

• Wallet or app-based fuel payments may be excluded from cashback or rewards

• Non-partner stations may earn reduced or no benefits

• Fuel benefits may not apply on commercial fuel purchases or fleet cards

• Cashback may not be applied if the transaction is reversed or refunded

• Some cards require activation of the fuel offer beforehand

Tips for Ensuring Cashback or Reward Credit

• Swipe the card directly at eligible partner fuel stations

• Keep transactions within the defined value limits to qualify

• Review your card’s statement monthly to track reward or cashback credit

• Contact customer care if benefits are not reflected within the expected timeline

• Prefer co-branded fuel cards for maximized and consistent reward application