Eligibility of Diesel Purchases

• Fuel credit cards can be used for both petrol and diesel transactions

• Diesel purchases are treated the same as petrol at partner fuel stations

• Cashback, reward points, and surcharge waivers apply to diesel if terms are met

• The transaction must be made at recognized fuel outlets with valid merchant codes

• Diesel bills should fall within eligible transaction limits for benefits

Surcharge Waiver on Diesel

• The 1% fuel surcharge waiver applies to diesel transactions within specified limits

• Waiver is applicable only if the fuel station is part of the eligible network

• GST and additional fees are usually excluded from the waiver benefit

• Waiver credits are processed in the following billing cycle

• Monthly waiver caps may apply to total fuel spends including diesel

Reward Points and Cashback on Diesel

• Many cards offer reward points or cashback on diesel spends just like petrol

• Co-branded fuel cards provide higher rewards at partner fuel stations

• Cashback rates may vary depending on card type and transaction method

• Diesel purchases through wallets or third-party apps may be excluded

• Reward points from diesel spends can be redeemed for fuel or merchandise

Accepted Locations and Merchant Codes

• Diesel purchases must be made at stations using approved card networks

• Transactions should be billed under proper fuel merchant category codes

• Partner outlets like HPCL, IOCL, and BPCL ensure smooth benefit application

• Incorrect terminal coding can lead to missed rewards or waivers

• Card issuers provide lists or maps of eligible pump locations

Tips for Using Fuel Cards for Diesel

• Swipe the card directly at eligible fuel station terminals

• Keep diesel spends within the issuer’s cashback or waiver limits

• Retain receipts to track eligible diesel transactions

• Use co-branded cards with the fuel brand you frequent most

• Check statements monthly to verify diesel-related benefits are credited