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ATM Balance Enquiry

  • Insert your debit card into any ATM and select ‘Balance Enquiry.’
  • The screen will display the available account balance.
  • A printed receipt may be provided based on your preference.
  • Both home bank and other bank ATMs support this service.
  • Some banks may count balance checks toward free ATM transaction limits.

Mobile Banking Applications

  • Download and log in to your bank’s official mobile banking app.
  • Select the account to view the current balance and recent transactions.
  • Balance updates are shown in real-time on the dashboard.
  • Most apps also offer mini statements and balance alerts.
  • Secure login is ensured through PIN, fingerprint, or OTP.

Internet Banking Portal

  • Log in to your bank’s internet banking website using your credentials.
  • Navigate to the ‘Accounts’ or ‘Dashboard’ section to check the balance.
  • Full transaction history and downloadable statements are also available.
  • Users can set up alerts or summary views for quick access.
  • The portal works on both desktop and mobile browsers.

SMS Banking Services

  • Send a predefined SMS keyword (like BAL or SBAL) to the bank’s short code.
  • The balance is sent via SMS to the registered mobile number.
  • Useful for quick checks without internet access.
  • Registration for SMS banking is required beforehand.
  • Charges may apply based on the mobile operator plan.

Missed Call Banking

  • Dial the bank’s designated missed call number from your registered mobile.
  • The call disconnects automatically, and a balance SMS is sent instantly.
  • Service is available 24/7 and works without a data connection.
  • One missed call is valid for savings and other linked accounts.
  • Prior registration with the bank is mandatory.

Passbook and Branch Visit

  • Visit the bank branch and update your passbook to check the latest balance.
  • Manual balance enquiries can also be made at the customer service counter.
  • Suitable for those who prefer in-person interaction.
  • Identity verification may be required before disclosing the balance.
  • Ideal for customers not using digital services.
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