Identity Proof for All Holders

• Valid passport, Aadhaar card, PAN card, or voter ID required for each applicant.
• Must be government-issued and carry a clear photograph.
• All holders must submit separate identity proofs.
• Originals may be required for verification by the bank.
• Copies should be self-attested by each account holder.

Address Proof for All Holders

• Acceptable documents include Aadhaar card, passport, utility bill, or driving license.
• Address proof should reflect the current residential address.
• Each applicant must provide a separate document.
• Some banks may require recent proof not older than three months.
• Self-attestation is mandatory for all copies submitted.

Recent Passport Size Photographs

• Each account holder must provide recent passport size color photographs.
• Usually two to three photographs are required per person.
• Photographs must match the appearance on ID proofs.
• No group or black-and-white photos are accepted.
• Photos are attached to account opening forms.

Duly Filled Account Opening Form

• Joint account opening form must be completed and signed by all holders.
• All relevant details must be filled accurately.
• Signatures should match those on ID documents.
• Any mode of operation must be clearly specified in the form.
• Incomplete forms can delay account processing.

KYC Compliance and Additional Documents

• KYC (Know Your Customer) process must be completed for each holder.
• PAN card is mandatory for KYC compliance.
• Banks may require income proof for certain account types.
• Nominee details can be added at the time of account opening.
• Any other documents requested by the bank for special cases must be provided.