Proof of Age for the Minor

• Birth certificate is the most commonly accepted document.
• School ID card with date of birth is also acceptable.
• Passport of the minor can serve both as ID and age proof.
• The document must clearly show the minor’s name and date of birth.
• Original and a self-attested photocopy are typically required.

Photographs of the Minor

• Recent passport-size color photograph of the minor is needed.
• Usually 1–2 photographs are submitted depending on bank policy.
• Photograph should be recent and match official documents.
• In some cases, both minor and guardian’s photos are attached to the form.
• Digital images may be taken at the bank branch if required.

KYC Documents of the Guardian

• Aadhaar card and PAN card of the guardian are mandatory.
• Address proof such as passport, utility bill, or voter ID must be submitted.
• These documents establish the guardian’s identity and residence.
• All documents must be current, valid, and self-attested.
• The guardian must be either a parent or a legal guardian.

Relationship Proof Between Minor and Guardian

• Birth certificate can act as proof if the parent’s name is mentioned.
• In case of legal guardianship, a court order or guardianship certificate is required.
• Adoption deed may be needed for adopted children.
• The bank may request a declaration form confirming the relationship.
• Verification is essential for establishing lawful guardianship.

Account Opening Form and Declarations

• Duly filled minor account opening form signed by the guardian.
• Selection of account type (savings, FD, RD) and mode of operation.
• Nomination form for future succession (optional but recommended).
• Declaration that the minor is not operating another account, if required.
• Banks may also ask for an undertaking for fund usage on behalf of the minor.