Proof of Identity

• Valid Indian passport with photograph and signature.
• Passport must be current and not expired.
• Some banks may accept foreign passports for PIOs or OCIs.
• Copies must be self-attested or notarized.
• Identity verification may require video KYC or in-person check.

Proof of NRI Status

• Valid visa, work permit, resident card, or overseas employment letter.
• Entry and exit stamps may be considered for seafarers.
• Residency proof must establish a stay abroad exceeding 182 days.
• Documents must be current and issued by competent authorities.
• NRI declaration form may be required by the bank.

Proof of Overseas Address

• Utility bill, bank statement, rent agreement, or driving license.
• Documents must show name and full residential address abroad.
• Address proof should be recent, typically not older than 3 months.
• Foreign government-issued documents are widely accepted.
• Soft copies may be accepted for online applications.

Photographs and Application Form

• Recent passport-sized color photographs as per bank guidelines.
• Must be signed on the front or back as specified.
• Completed and signed account opening form.
• Form must include nominee details and declarations.
• Some banks allow online form submission and e-signatures.

Additional Regulatory Declarations

• PAN card or Form 60 as applicable.
• FATCA/CRS declaration for tax compliance.
• Source of funds declaration if requested.
• Copy of OCI/PIO card if applicable.
• Signature verification from embassy or notary in some cases.